Attic Inspection For Fha

This is to make sure the home is worth the selling price.

Attic inspection for fha.

Handbook 4000 1 all fha approved mortgagees. These revisions must be meet to qualify for fha financing. Head and shoulders is the. If unable to observe the entire attic or crawl space area the appraiser must report the scope of the observation.

These include many health and safety inspections. Fha appraisers are required to observe the attic area. Check water heater functionality inspection portion is not referred to as observation. Fha s office of single family housing.

What is an fha inspection and appraisal. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. To a full inspection. Fha appraisers are now required to.

The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. Clarifying that fha requires an inspection. Fully access the attic space if able to do so. Cost and income approach for value.

When an fha loan is being used the appraiser has two objectives. Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. The appraiser must observe the interiors of all attic spaces. 12 attic and crawl space inspection requirements.

If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. Ensuring that mixed use properties comply with zoning. Typically a mortgage lender requires an appraisal of the true value of the home to be purchased. At a minimum the appraiser must enter head and shoulders into the attic.

Department of housing and urban development washington dc 20410 8000 assistant secretary for housing federal housing commissioner special attention of. Federal housing administration fha loans must meet safety. Federal housing administration fha loans have requirements including minimum property standards which help protect lenders. Inspection the attic must be examined whether access is by pull down stairway or scuttle.

Ensure all appliances are operational. Clarifying that fha requires an inspection. The guidance in this faq is effective for case numbers assigned on or after september 14 2015. All appropriate approaches must be utilized when applicable.

For an fha loan the u s. Attic and crawl space inspection requirements. Is an attic inspection required for fha. General acceptance criteria property eligibility and non residential use of property.